Last Updated: January 15, 2026

Important Notice

Please read these Terms & Conditions carefully before using the api88 platform. By registering an account, accessing our website, or using any of our betting and gaming services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any provision contained herein, you must not register an account or use our services. These terms constitute a legally binding agreement between you (the "User" or "Player") and api88 (the "Platform," "We," "Us," or "Our").

1. Definitions

For the purposes of these Terms & Conditions, the following definitions shall apply:

  • "Account" refers to the personal betting account registered by a User on the api88 platform, containing personal information, transaction history, and betting records.
  • "Bonus" refers to promotional credits, free bets, cashback, or other incentives offered by api88 to Users, subject to specific terms and wagering requirements.
  • "Services" refers to all online betting, gaming, and related services provided by api88, including but not limited to sports betting, live casino games, slot games, and other gambling products.
  • "Wager" or "Bet" refers to any stake placed by a User on a betting market, game, or event offered through the api88 platform.
  • "Withdrawal" refers to the process by which a User requests to transfer funds from their api88 account balance to their designated bank account or e-wallet.
  • "KYC" stands for Know Your Customer, the identity verification process required by law to confirm User identity, age, and address.

2. Eligibility and Age Restrictions

2.1 Minimum Age Requirement

You must be at least twenty-one (21) years of age or older to register an account and use api88 services. By registering, you confirm that you have reached the legal gambling age in your jurisdiction. api88 reserves the right to request proof of age at any time, and failure to provide valid government-issued identification may result in account suspension or closure.

2.2 Jurisdictional Restrictions

Our services are intended for residents of Indonesia who are physically located within Indonesian territory at the time of account registration and wagering. You agree not to access api88 services if you are located in a jurisdiction where online gambling is prohibited by law. It is your responsibility to ensure that your use of api88 complies with applicable local, state, and national laws.

2.3 Account Limitations

Each User is permitted to register and maintain only one (1) account with api88. Duplicate accounts are strictly prohibited and will result in closure of all accounts and forfeiture of funds. You may not allow any other person to use your account, and you are solely responsible for maintaining the confidentiality of your username and password.

2.4 Prohibited Users

The following individuals are prohibited from registering accounts or using api88 services:

  • Persons under 21 years of age
  • Employees of api88 or affiliated companies, and their immediate family members
  • Individuals who have previously been excluded or self-excluded from gambling services
  • Residents of jurisdictions where online gambling is illegal
  • Persons acting on behalf of third parties or using accounts not in their own name

3. Account Registration and Verification

3.1 Registration Process

To use api88 services, you must complete the account registration process by providing accurate, current, and complete information including your full legal name, date of birth, residential address, email address, and mobile phone number. You agree to immediately update your account information if any details change.

3.2 KYC Verification

In compliance with international anti-money laundering regulations and licensing requirements, api88 requires all Users to complete identity verification (KYC) before processing withdrawals. You must provide government-issued identification (Indonesian National Identity Card or passport), proof of address (utility bill or bank statement dated within the last three months), and verification selfie as requested. Failure to complete KYC verification within a reasonable timeframe may result in account restrictions.

3.3 Account Security

You are responsible for maintaining the security of your login credentials. api88 recommends using a strong, unique password and enabling two-factor authentication if available. You must notify api88 immediately if you suspect unauthorized access to your account. api88 is not liable for any losses resulting from unauthorized account access due to your failure to maintain security.

4. Deposits and Payment Methods

4.1 Deposit Methods

api88 accepts deposits via major Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, and popular e-wallets such as OVO, DANA, GoPay, and ShopeePay. All transactions are processed in Indonesian Rupiah (IDR). Minimum and maximum deposit amounts are displayed in your account dashboard and may vary by payment method.

4.2 Deposit Processing

Deposits are typically credited to your account instantly upon successful payment confirmation. If a deposit does not appear in your account within 15 minutes, please contact customer support with your transaction reference number. api88 does not charge deposit fees, though your bank or e-wallet provider may impose their own transaction fees.

4.3 Third-Party Payments

You may only deposit funds from payment methods registered in your own name. Third-party deposits (payments made by friends, family members, or other individuals) are strictly prohibited and will result in funds being returned and potential account closure. This policy helps prevent fraud and ensures compliance with anti-money laundering regulations.

5. Withdrawals and Payouts

5.1 Withdrawal Eligibility

You may request a withdrawal of your account balance at any time, provided your account is verified (KYC complete), you have met any applicable wagering requirements on bonuses received, and your account is in good standing. Withdrawals can only be processed to bank accounts or e-wallets registered in your own name matching your verified identity.

5.2 Withdrawal Processing Times

api88 processes most withdrawal requests within 1-24 hours during business days. VIP members enjoy priority processing with faster turnaround times. Actual receipt of funds depends on your bank or e-wallet provider's processing time, which typically ranges from instant to 24 hours. Withdrawals requested during weekends or Indonesian public holidays may experience slight delays.

5.3 Withdrawal Limits

Minimum and maximum withdrawal amounts are displayed in your account dashboard and may vary based on your account status, verification level, and VIP tier. api88 reserves the right to request additional documentation for large withdrawals exceeding certain thresholds as part of our security and anti-fraud procedures.

5.4 Withdrawal Fees

api88 does not charge withdrawal fees for standard withdrawal requests. However, excessive withdrawal requests (more than three withdrawals within a 24-hour period) may incur administrative processing fees. Your bank or e-wallet provider may also charge their own transaction fees, which are beyond our control.

6. Bonuses and Promotions

6.1 Bonus Terms

api88 offers various bonuses and promotions including welcome bonuses, reload bonuses, cashback offers, and special event promotions. All bonuses are subject to specific terms and conditions including wagering requirements, eligible games, maximum bet limits, and expiration dates. You must read and understand the specific terms of each promotion before opting in.

6.2 Wagering Requirements

Bonus funds are typically subject to wagering requirements, meaning you must wager the bonus amount a specified number of times before bonus funds and any winnings generated from them can be withdrawn. Wagering requirements and contribution rates vary by game type and are clearly stated in each promotion's terms. Failure to meet wagering requirements before requesting a withdrawal will result in forfeiture of bonus funds and bonus-related winnings.

6.3 Bonus Abuse

api88 reserves the right to void bonuses, withhold winnings, and close accounts found to be engaged in bonus abuse tactics including but not limited to: creating multiple accounts to claim the same bonus repeatedly, collusive betting patterns, arbitrage betting strategies, or any other activity deemed to exploit promotional offers without genuine gameplay intent. Decisions regarding bonus abuse are final and at api88's sole discretion.

7. Betting Rules and Conduct

7.1 General Betting Rules

All bets placed on api88 are subject to the specific rules of each game type and betting market. Sports betting rules follow industry standards including settlement procedures for postponed/abandoned matches, dead heat rules, and void bet scenarios. Casino game rules follow the standard rules published by each game provider. In the event of rule disputes, api88's decision is final.

7.2 Betting Limits

api88 reserves the right to set minimum and maximum bet limits on any market or game. Bet limits may vary based on sport, league, market type, game volatility, and your account status. We also reserve the right to refuse or limit any bet at our discretion, particularly for bets that appear to exploit errors or technical issues.

7.3 Voided Bets and Corrections

api88 reserves the right to void bets and correct account balances in cases of obvious errors including but not limited to: incorrect odds displayed due to technical errors, bets placed after an event has already started (late bets), duplicate bets processed due to system errors, or bets placed on markets with incorrect information. If a bet is voided, your stake will be returned to your account balance.

7.4 Prohibited Activities

The following activities are strictly prohibited and will result in account closure and forfeiture of funds:

  • Use of automated betting software, bots, or scripts
  • Collusion with other players or syndicate betting
  • Arbitrage betting across multiple platforms to guarantee profit
  • Exploitation of software bugs or errors to gain unfair advantage
  • Money laundering or using api88 services for illegal fund transfers
  • Offensive behavior, harassment, or threats toward staff or other users

Responsible Gaming Notice

api88 is committed to promoting responsible gambling. If you feel that your gambling is becoming problematic, we encourage you to use our responsible gaming tools including deposit limits, loss limits, session time limits, and self-exclusion options available in your account settings. You can also contact our support team for assistance or visit our Responsible Gaming page for additional resources and support organization contacts. Gambling should be entertainment, not a source of income or financial stress.

8. Intellectual Property Rights

All content on the api88 platform including text, graphics, logos, images, software, trademarks, and service marks is the property of api88 or its licensors and is protected by Indonesian and international intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any content without express written permission. The api88 name and logo are registered trademarks and may not be used without authorization.

9. Limitation of Liability

9.1 Service Availability

While api88 strives to maintain 24/7 service availability, we do not guarantee uninterrupted access to our platform. The service may be temporarily unavailable due to scheduled maintenance, technical issues, or circumstances beyond our control. api88 is not liable for any losses resulting from service interruptions.

9.2 Maximum Liability

To the maximum extent permitted by law, api88's total liability to you for any claims arising from your use of our services shall not exceed the amount of funds deposited into your account during the three (3) months preceding the claim. api88 is not liable for indirect, consequential, special, or punitive damages.

9.3 Third-Party Services

api88 integrates third-party game providers, payment processors, and other service providers. While we select partners carefully, we are not responsible for failures, errors, or issues originating from third-party services. Your use of third-party services through api88 may be subject to additional terms and conditions imposed by those providers.

10. Account Closure and Suspension

10.1 Voluntary Closure

You may request closure of your api88 account at any time by contacting customer support. Upon closure, any remaining balance (after deducting any pending wagering requirements or obligations) will be returned to you via your verified withdrawal method. Closed accounts cannot be reopened except at api88's sole discretion.

10.2 Suspension and Termination by api88

api88 reserves the right to suspend or terminate your account immediately without prior notice if we determine that you have violated these Terms & Conditions, engaged in fraudulent activity, abused bonuses, or posed a risk to our platform or other users. In such cases, api88 may withhold any funds in your account pending investigation.

11. Dispute Resolution

In the event of any dispute arising from your use of api88 services, you agree to first attempt resolution by contacting our customer support team. If the dispute cannot be resolved through customer support, you may escalate the matter by submitting a formal complaint via email. api88 will investigate all complaints thoroughly and provide a written response within a reasonable timeframe. All decisions made by api88 regarding interpretation of these Terms & Conditions, betting rules, or dispute outcomes are final and binding.

12. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction under which api88 operates, without regard to conflict of law principles. Any disputes that cannot be resolved through our internal dispute resolution process shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction. By using api88 services, you consent to the jurisdiction and venue of such courts.

13. Amendments to Terms

api88 reserves the right to modify, amend, or update these Terms & Conditions at any time without prior notice. Changes become effective immediately upon posting to our website. It is your responsibility to review these terms periodically. Continued use of api88 services after changes are posted constitutes your acceptance of the modified terms. If you do not agree with any changes, you must cease using our services and close your account.

14. Contact Information

If you have any questions, concerns, or require clarification regarding these Terms & Conditions, please contact our customer support team:

  • Email: [email protected]
  • Live Chat: Available 24/7 on our website
  • WhatsApp: +62 812 3456 7890

Our Indonesian-speaking support team is available around the clock to assist you with any questions or concerns related to these terms or your use of api88 services.

Acceptance of Terms

By registering an account, depositing funds, placing bets, or otherwise using api88 services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. These terms constitute the complete agreement between you and api88 regarding your use of our platform and supersede all prior agreements or understandings. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Legal Compliance

api88 operates in full compliance with international gaming regulations and licensing requirements to ensure legal protection for all users.

Fair Play Guarantee

All games use certified random number generators and are audited by independent testing labs to ensure fair outcomes.

Secure Transactions

Bank-grade encryption protects all deposits, withdrawals, and personal data transmitted through our platform.

24/7 Support

Our Indonesian-speaking customer service team is available around the clock to answer questions about these terms.

Have Questions About Our Terms?

Our support team is ready to help clarify any aspect of our Terms & Conditions.

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